When our ruling elites believe that their biggest job is to protect us from even the remotest possibility that something might go wrong in a legal activity that will hurt us, the safest thing to do from that perspective is to make it too difficult for any legal activity to take place.
And no, this isn't a call for the joys of the "free enterprise" of Somalia. That seems to be a favorite rejoinder of liberals who object to calls by conservatives for fewer regulations. Liberals honestly can't seem to comprehend the difference between "fewer" regulations and "no" regulations.
Although truth be told, when it comes to a child's lemonade stand, no further regulations (on top of the regulations that provide the tap water, lemons, sugar, electricity, and containers used to prepare the lemonade) is absolutely the right way to go.